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Debt & Financial Strategy

Debt & Financial Strategy
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How to Get $1,500 in Cash Back This Year Without Spending a Dollar More

he difference between a debit card user and a strategic rewards user is $1,500/year on the same spending. Here's the exact card structure, category stacking, and score tier required to actually qualify.

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Debt & Financial Strategy
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How to Build a Financial Plan That Actually Works

[email protected] 9am-5pm CSTLoginDebt ManagementHow to Build a Financial Plan That Actually WorksCreate a flexible, effective financial plan aligned with your goals.Jeri ToliverLast Updated: November 25, 2024Hey! I'm Jeri!I'm a financial

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Debt & Financial Strategy
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How to Pay Off Debt Fast

[email protected] 9am-5pm CSTLoginDebt ManagementHow to Pay Off Debt FastLearn smart payoff strategies that reduce interest and accelerate your progress.Jeri ToliverLast Updated: January 25, 2025Hey! I'm Jeri!I'm a financial educator and

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Debt & Financial Strategy
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What Is a Debt-to-Income Ratio?

[email protected] 9am-5pm CSTLoginDebt ManagementWhat Is a Debt-to-Income Ratio?Understand how lenders use DTI to evaluate loan applications.Jeri ToliverLast Updated: December 5, 2024Hey! I'm Jeri!I'm a financial educator and speaker known for

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Debt & Financial Strategy
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Buy Now, Pay Later Is Now a Credit Risk

Buy Now, Pay Later (BNPL) has been the hot new way to shop by breaking up payments on everything from sneakers to tacos. It’s been especially popular in our black

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how-to-buy-a-car-2025-tariffs-strategy
Debt & Financial Strategy
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Your Ultimate Guide to Buying a Car in a Tariff-Driven Economy

Yesterday, my client showed up to our check-in grinning like he just won the lottery. “I finally did it,” he said. “I bought the car!” Now, he is no stranger to waiting

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