Build Credit and Save Money
Building an excellent credit score allows you financial flexibility to borrow money, secure rental leases, pay lower insurance premiums, and sometimes even land a job. However, many consumers have thin credit
Jeri Toliver
Jeri Toliver is a financial educator, entrepreneur, and CEO of Smart Credit Solutions. As a single mom, she transformed her life by overcoming bad credit, building a credit education platform, and traveling the world with her family—all while empowering others to take control of their credit and finances. With over a decade of experience, Jeri is passionate about helping individuals and small business owners achieve financial freedom through education, strategy, and inspiration.
Build Your Credit With Rental Payments
If you’re living in one of America’s 40 million renter households, there’s an easy way for you to quickly and painlessly increase your credit score and even help qualify for
How Do Late Payments Affect my Credit Scores?
Making a late payment on your major bills (credit card, mortgage or loan) can hurt your credit score significantly. Whether you are just three days late or 30 days late,
How To Buy a House With Little Money Down and Bad Credit
You're considering buying a home very soon; but, you have some concerns. Where are you going to get a large down payment, and when will the credit fairy come magically
13 Ways to Prepare Your Credit For a Mortgage.
So, you're considering homeownership? Congrats! But, before you can sign your name on any dotted lines, your credit should be in the best shape possible. Where to start? How about, pulling your
How is Your Credit Score Calculated?
How your credit score is calculated Your credit score is calculated using an algorithm based on five factors. The most recent derogatory items on your credit profile have a bigger impact
Is Credit Repair a Scam?
Not all credit repair companies are created equal. There are dozens of companies out there that promise to scrub your credit report clean so you can get that car loan,