Privacy

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WE UPDATED OUR PRIVACY POLICY ON March 26th, 2025.

Smart Credit Solutions, LLC ("Smart Credit Solutions," "we," "our," or "us") is committed to protecting your privacy. This Privacy Policy describes how we collect, use, store, disclose, and safeguard your information when you visit our website (www.smartcreditcoach.com) or use our services. By accessing our website or using our services, you agree to this Privacy Policy.

INFORMATION WE COLLECT

We may collect the following types of personal information:

Personal Identification Information: Name, email address, phone number, postal address, and payment information.

Account Information: Username, password, account preferences, and settings.

Transaction Information: Details related to purchases or services requested.

Usage Data: Information on how you interact with our website, such as IP addresses, browser type, device type, access times, and pages viewed.

Communications: Records of communications with us, including customer support inquiries and feedback.

HOW WE COLLECT INFORMATION

We collect information directly from you when you register, make a purchase, sign up for newsletters, or interact with our services. We also use automated technologies like cookies, web beacons, and similar tracking tools to collect data automatically as you use our website.

We collect your consent before sending marketing communications via SMS or email. You may opt in by checking a consent box or submitting your contact information in a form that clearly states your agreement to receive such messages. You may opt out at any time by following the unsubscribe instructions provided in the message.

SMS COMMUNICATIONS

By providing your mobile number and opting in, you consent to receive recurring promotional and informational text messages (e.g., reminders, product updates, promotional offers) from Smart Credit Solutions. Message and data rates may apply. Message frequency may vary. You may opt out at any time by replying STOP or contacting us directly.

We do not sell, rent, or share your mobile number with third parties for their marketing purposes.

USE OF YOUR INFORMATION

We use the collected information to:

Provide, operate, and maintain our website and services.

Improve, personalize, and expand our website and services.

Communicate with you for customer service, updates, promotional materials, and other information.

Process your transactions and send related information, including confirmations and invoices.

Protect against fraud, unauthorized transactions, and other illegal activities.

Comply with legal obligations and enforce our Terms & Conditions.

SHARING YOUR INFORMATION

We may share your information with:

Our authorized coaches, associates, and affiliates to facilitate the provision of our services.

Third-party service providers who perform services on our behalf, including payment processing, data analysis, email delivery, hosting services, customer support, and marketing assistance.

Third-party affiliates from whom we earn commissions when users purchase through provided affiliate links.

Regulatory authorities, law enforcement, or other parties when legally required or necessary to protect our rights.

SECURITY OF YOUR INFORMATION

We employ robust security measures, including encryption, to protect your personal information from unauthorized access, disclosure, or misuse. While we strive for security, no transmission over the internet is 100% secure, and we cannot guarantee absolute security.

COOKIES AND TRACKING TECHNOLOGIES
We use cookies and similar tracking technologies to enhance user experience, analyze website performance, and deliver relevant content. You can control the use of cookies through your browser settings. By continuing to use our website, you consent to the use of cookies.

RETENTION OF INFORMATION

We retain your personal information for as long as necessary to provide our services, fulfill legal obligations, resolve disputes, and enforce our agreements. Inactive accounts and unused data are reviewed and deleted or anonymized after a reasonable period, unless legally required otherwise.

THIRD-PARTY WEBSITES

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of third-party sites. Please review their privacy policies independently.

CHILDREN’S PRIVACY

Our website and services are not directed to individuals under 18 years of age, and we do not knowingly collect information from minors.

YOUR RIGHTS

You may have the right to access, modify, or delete personal information we hold about you. To exercise these rights, please contact us using the details below.

If you are a resident of California, you have the right to request:

What personal information we collect

How we use it and with whom it is shared

Deletion of your personal information

To opt out of the sale or sharing of personal data

You may submit a request by emailing [email protected] with the subject line “Privacy Rights Request.” We will verify your identity before processing the request.

DATA BREACH NOTIFICATION

In the event of a data breach involving your personal information, we will notify you promptly via email or by posting a clear notice on our website. We will take all reasonable measures to investigate and resolve the issue as swiftly as possible.

DO NOT TRACK SIGNALS

Our website does not currently respond to "Do Not Track" signals sent by your browser. Please refer to your browser's settings for information on managing your privacy preferences.

UPDATES TO THIS POLICY

We may update this Privacy Policy periodically. We will notify you of significant changes via email or prominent notice on our website. Your continued use of our services after updates are posted constitutes your acceptance of the changes.

If you have questions or concerns about this Privacy Policy or our privacy practices, please contact us:

Smart Credit Solutions, LLC

Email: [email protected]

Phone: 888-844-8833