Terms - Smart Credit Coaching

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WE UPDATED OUR TERMS & CONDITIONS ON October 3rd, 2024.

1. ACCEPTANCE OF TERMS

By accessing, downloading, installing, or using Smart Credit Solutions Services, whether or not you become a registered user (“User”, “You”, “Yourself”, “Your”), You agree to be bound by these Terms, which You acknowledge that You have read and understood.

We reserve the right, at Our sole discretion, to change, modify or otherwise alter these Terms at any time. You must review these Terms at https://www.smartcreditcoach.com/terms-conditions/ on a regular basis to keep Yourself informed of any changes.

2. EARNINGS AND INCOME DISCLAIMER:
Flyy Credit Solutions, LLC (“Flyy Credit”) can not and does not make any guarantees about your ability to get results or earn any money with our ideas, information, tools, or strategies. What we can guarantee is your satisfaction with our training. We give you a 60-day 100% satisfaction guarantee on the products we sell, so if you are not happy for any reason with the quality of our training, just ask for your money back. You should know that all products and services by our company are for educational and informational purposes only. Nothing on this page, any of our websites, or any of our content or curriculum is a promise or guarantee of results or future earnings, and we do not offer any legal, medical, tax or other professional advice. Any financial numbers referenced here, or on any of our sites, are illustrative of concepts only and should not be considered average earnings, exact earnings, or promises for actual or future performance. Use caution and always consult your accountant, lawyer or professional advisor before acting on this or any information related to a lifestyle change or your business or finances. You alone are responsible and accountable for your decisions, actions and results in life, and by your registration here you agree not to attempt to hold us liable for your decisions, actions or results, at any time, under any circumstance.

2.1 Results not guaranteed

You are receiving a space in the program, support and guidance, but not guaranteed results from participating in the program.

Your effort, decisions, etc will play a part in the results that you get from the programs. Smart Credit Solutions cannot, and does not, guarantee particular results for any product or service purchased through this site.

2.2 What does lifetime access mean

You’ll have lifetime access to the course (or product) material you are purchasing for as long as the course/product exists. If the product you purchase is retired (discontinued), all access is revoked. You will have access to Flyy Credit University content for as long as you continue your membership. Member access to trainings and material is revoked upon cancellation.

Hours of Operation

Smart Credit Solutions, LLC (“Smart Credit Coach”) corporate office is open Monday Friday 9a.m. - 5p.m. CST
We close for all government observed holidays
This policies and procedures applies to all Smart Credit Solutions products sold on this site or any other site owned by Smart Credit Solutions that includes a link to this page.

Smart Credit Solutions www.smartcreditcoach.com and www.smartcreditsolutions.com

Billing Address

Billing address must be the same as the shipping address. Due to credit card procedures, we cannot ship to a different address than we bill to.
3. Returns and Cancellations

3.1 Physical Returns, Non-Subscription Products & Shipping

Returns & Non- Subscription Cancellations

100% money back guarantee covers price of product only. 100% money back guarantee does not cover shipping and handling fee due to the fact that the customer made the decision to try product, therefore the customer accepts to pay the fee to ship the product.
Once a return is received or valid refund request submitted, the refund process will take no more than 30 days. All refunds will be either returned to the original credit card OR- mailed in check form to the billing name and address. International orders that will be refunded back to the original credit card, and PayPal orders will be credited back to the PayPal account.
You have THIRTY (30) Days from the date of the original purchase to return the product to receive your refund. Any return received after the THIRTY (30) DAY time limit will not be processed.
To ensure that your product is not lost or damaged, we strongly recommend sending the product certified mail with a tracking number. If we do not receive the product back and the customer does not have proof that the product was returned we cannot issue a refund.
Valid proof of returning a product includes: delivery confirmation or signature required via USPS. If the customer has delivery confirmation or signature required, then a full refund will be issued.
Due to loss or missing or slow mail, we will honor any package that is postmarked for up to one year after the purchase of the product.
3.2 Subscriptions, Trials and Digital Products

Free and $1 Trials: Your Smart Credit University membership may start with a free or $1 trial. The trial period of your membership lasts for 7 days, or as otherwise specified during sign-up and is intended to allow new and certain former members to try the service.

Trial eligibility: Eligibility is determined by Smart Credit Solutions at its sole discretion and we may limit eligibility or duration to prevent trial abuse. We reserve the right to revoke the trial and put your account on hold in the event that we determine that you are not eligible. Members of households with an existing or recent Smart Credit University membership are not eligible. We may use information such as device ID, method of payment or an account email address used with an existing or recent Smart Credit University membership to determine eligibility. For combinations with other offers, restrictions may apply.

Trial Billing: We will charge your Payment Method for your monthly membership fee at the end of the free trial period and your membership will automatically renew monthly unless you cancel your membership prior to the end of the trial period.

Billing Cycle: The membership fee for the Smart Credit Solutions service any other charges you may incur in connection with your use of the service, such as taxes and possible transaction fees, will be charged on a monthly basis to your Payment Method on the calendar day corresponding to the commencement of the paying portion of your membership until your membership is cancelled. Membership fees are fully earned upon payment. In some cases your payment date may change, for example if your Payment Method has not successfully settled or if your paid membership began on a day not contained in a given month. We may authorize your Payment Method in anticipation of membership or service-related charges through various methods, including authorizing it up to approximately one month of service as soon as you register. In some instances, your available balance or credit limit may be reduced to reflect the authorization during your trial period.

Cancellation: You can cancel your Smart Credit Solutions membership at any time, and you will continue to have access to the service through the end of your monthly billing period. We do not provide refunds or credits for any partial-month membership periods. To cancel, call us at 888-708-9171 or email at [email protected]. If you cancel your membership, your account will automatically close at the end of your current billing period.

Excessive returns will not be accepted. Refunds will not be given to any one customer for one specific product more than twice. There is an unlimited amount of orders that a customer can place for one specific product, but the money back guarantee is void after a customer has used it for one specific product more than twice.
To ensure that your product is not lost or damaged, we strongly recommend sending the product certified mail with a tracking number. If we do not receive the product back and the customer does not have proof that the product was returned we cannot issue a refund.
Valid proof of returning a product includes: delivery confirmation or signature required via USPS. If the customer has delivery confirmation or signature required, then a full refund will be issued.
Due to loss or missing or slow mail, we will honor any package that is postmarked for up to one year after the purchase of the product.
3.3 Your access may be revoked at any time.

Smart Credit Solutions LLC reserves the right to revoke access to any course at any time without providing a refund if purchased content has been copied or used in an unauthorized manner. This includes copying the concept or creating a competing product using the information learned inside Smart Credit Solutions products. Smart Credit Solutions LLC reserves the right to pursue you for damages for unauthorized use of downloaded materials.

3.4 Additional Legal Terms

There is a NO REFUNDS policy on ANY Online course and membership Fees.

By signing this Agreement, you acknowledge that no one has represented to you that refunds are openly available. Even if you cannot participate for any reason, you will continue to be billed according to the schedule through the end of the Term.

3.5 Sharing your digital downloads is strictly prohibited

This will result in your access being immediately revoked and your payment will be forfeited. You will be held liable for damages to Smart Credit Solutions LLC.

3.6 Ownership of written, audio and video materials

As a participant, you will have one license to view written materials provided by Smart Credit Solutions LLC. You do not have ownership of this information, which is protected by federal copyright laws. Some of the information is also protected by a contractual license between the provider and Smart Credit Solutions LLC. You may not copy, re-engineer, distribute, or otherwise provide access to this information to any other person, for free or paid, without express written consent of Smart Credit Solutions LLC, which it may withhold for any reason, and purchase of a license (prices start at $2,500 USD).

4. Terms of Subscription Renewal

Trial members will receive a notice from us that your trial period is ending or that the paying portion of your membership has begun. We will continue to bill your Payment Method on a monthly basis for your membership fee until you cancel. To cancel your subscription submit a ticket at [email protected].

Monthly Smart Credit Solutions Subscriptions automatically renew each month at the stated retail price until the subscription buyer notifies the company that they wish to cancel. Please refer to Returns & Subscription Cancellations section of the Terms of Service page.

Yearly Smart Credit Solutions Subscribers will be notified via email prior to renewal with the option to renew at the original yearly price. If the subscriber does NOT notify the company that they wish to continue at the yearly price, the subscribers account will revert to the monthly price automatically.

5. Refund Policy on Digital Products

We stand behind our products and your satisfaction with them is important to us. However, because our products are digital goods delivered via Internet download we offer no refunds.

If you change your mind about your purchase and you have not downloaded our product or was unable to access the digital download/access page, and your fees have been paid in full, we will happily issue you a refund upon your request.

Refund requests made after you have downloaded our product or fail to complete your product payment agreement, are handled on a case by case basis and are issued at our sole discretion. Refund requests, if any, must be made within thirty (30) days of your original purchase.

Smart Credit Solutions LLC considers this policy a material inducement to entering into this Agreement, and would not have done so unless this No Refunds policy were included.

6. Discount Policy

From time to time, on some Smart Credit Solutions products, we will offer the opportunity to purchase additional products and services at a discount rate. No rebates or partial refunds will be offered if a customer purchases a training at a discounted rate.

In the event that a University member purchases an item that was eligible for a discount, if the member notifies our Customer Care department within 30 days of the purchase, a partial refund for the discounted amount will be offered. If the available discount is not reported within 30 days, a credit for additional purchases will be offered, but note that no refunds or credits will be offered after 12 months from the date of purchase.

7. Live Events

The events, information, and speakers listed on our Sites are subject to change without notification.

You have THIRTY (30) Days prior to the event to request a full refund of your ticket price or seat deposit. Any request after the THIRTY (30) DAY time limit will not be processed. Any unused tickets will be forfeited and are not transferable to another event.

TICKET HOLDERS MAY NOT SELL, OFFER FOR SALE, OFFER AT AUCTIONS, RESELL, DONATE, ACT AS COMMERCIAL AGENT FOR ANOTHER PARTY OR OTHERWISE TRANSFER THEIR TICKETS IN ANY WAY WITHOUT THE SPECIFIC PRIOR WRITTEN CONSENT OF FLYY CREDIT

7.1 Ticket Transfers

Ticket transfers will not be processed THIRTY (30) Days prior to the event.

A $50 transfer fee will be applied to all ticket transfers.

7.2 Process for Guest Tickets Transfers

Once a Ticket purchase is confirmed, the Ticket Purchaser may only change the assignment of the Guests accompanying him a maximum of 2 times and using the Tickets that he purchased by:

Submitting a Guest Ticket Transfer Request: the Ticket Purchaser must submit a transfer request to [email protected].
7.3 Ticket Resales

If a Ticket Purchaser cannot use all of the Tickets that he has purchased, the Ticket Purchaser will have the opportunity to submit to us a formal request for the resale of the Tickets he no longer wants via the Smart Credit support team, so that the support team can try to resell the Tickets to another attendee. Unlike the Guest Transfer policy, the Ticket Purchaser will not have to provide a reason for the Ticket Resale request.

There is no guarantee that demand for Tickets will result in the Tickets being resold. If the Ticket Purchaser’s Tickets are not resold, no resale proceeds will be returned to the Ticket Purchaser.

8. Live Streams

Refunds will only be provided in situations where the customer is unable to watch the Livestream due to technical issues.
Refunds will only be considered and processed on the first day of each respective event.
LIMITATION ON LIABILITY.

THE FLYY CREDIT STREAM AND ALL CONTENT AND SOFTWARE ASSOCIATED THEREWITH, OR ANY OTHER FEATURES OR FUNCTIONALITIES ASSOCIATED WITH THE FLYY CREDIT LIVE STREAM, ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITH ALL FAULTS AND WITHOUT WARRANTY OF ANY KIND. FLYY CREDIT DOES NOT GUARANTEE, REPRESENT, OR WARRANT THAT YOUR USE OF THE FLYY CREDIT LIVE STREAM WILL BE UNINTERRUPTED OR ERROR-FREE.

SMART CREDIT SOLUTIONS is not responsible for any problems or technical malfunction of any network or lines, computer online systems, servers, or providers, computer equipment, software, failure of any e-mail or redemption to be received by Flyy Credit on account of technical problems or traffic congestion online or on the Internet or at any Web site, or any combination thereof including any injury or damage to customer’s or any other person’s computer related to or resulting from downloading or streaming any materials consistent with this agreement or subsequent use of any Smart Credit Solutions owned web properties. If, for any reason, the stream is not capable of running online as planned, including infection by computer virus, bugs, tampering, unauthorized intervention, fraud, technical failures, or any other causes beyond the control of Flyy Credit which threatens or corrupts or adversely affects the administration, security, fairness, integrity or proper conduct of a live stream offer, Flyy Credit, reserves the right, in its sole discretion, to cancel, terminate or suspend the offer and/or any subscription. ANY ATTEMPT BY YOU TO DELIBERATELY DAMAGE ANY WEB SITE OR UNDERMINE THE LEGITIMATE OPERATION OF THIS OFFER MAY BE A VIOLATION OF CRIMINAL AND CIVIL LAWS AND SHOULD SUCH AN ATTEMPT BE MADE, FLYY CREDIT WILL DISQUALIFY YOUR ATTEMPTED REDEMPTION AND RESERVES THE RIGHT TO SEEK DAMAGES FROM YOU TO THE FULLEST EXTENT PERMITTED BY LAW.

9. Your Account

You agree to provide accurate and complete information when you register with, and as you use, the Smart Credit Solutions Services, and you agree to update your account information to keep it accurate and complete. You agree that Smart Credit Solutions may store and use the information you provide for use in maintaining and billing fees to your Account.

9.1 Access to Previous Purchases

As an accommodation to you, subsequent to acquiring Smart Credit Solutions training, you may download previously acquired training (when available) onto any Associated Device. Some Smart Credit training or services that you previously acquired may not be available for subsequent download or access at any given time, and Smart Credit shall have no liability to you in such event. As you may not be able to subsequently download certain previously-acquired content or training, once you download an item, it is your responsibility not to lose, destroy, or damage it, and you may want to back it up.

Smart Credit Solutions reserves the right to change content options (including eligibility for particular features) or remove access without notice to any previously purchased training or content that is no longer valid or deemed out of date.

10 INTELLECTUAL PROPERTY

You agree that the Smart Credit Solutions, including but not limited to Smart Credit Solutions Products and services, graphics, user interface, audio clips, video clips, editorial content, templates and the scripts and software used to implement Smart Credit Solutions Services, contains proprietary information and material that is owned by Smart Credit Solutions and/or its licensors, and is protected by applicable intellectual property and other laws, including but not limited to copyright. You agree that you will not use such proprietary information or materials in any way whatsoever except for use of the Smart Credit Solutions Services in compliance with this Agreement. No portion of the Smart Credit Solutions Services may be reproduced in any form or by any means, without expressed written permission from Smart Credit Solutions Services. You agree not to modify, rent, lease, loan, sell, distribute, or create derivative works based on the Smart Credit Solutions ServicesServices in any manner, and you shall not exploit the Smart Credit Solutions Servicesbrand in any unauthorized way whatsoever, including, but not limited to, by trespass or burdening network capacity.

Notwithstanding any other provision of this Agreement ,Smart Credit Solutions Services and its licensors reserve the right to change, suspend, remove, or disable access to anySmart Credit Solutions Services products, content, or other materials comprising a part of the Smart Credit Solutions Services brand at any time without notice. In no event will Smart Credit Solutions Services be liable for making these changes. Smart Credit Solutions Services may also impose limits on the use of or access to certain features or portions of Smart Credit Solutions Services services, in any case and without notice or liability.

All copyrights in and to Smart Credit Solutions Services LLC (including the compilation of content, postings, links to other Internet resources, and descriptions of those resources) and related software are owned by Smart Credit Solutions Services and/or its licensors, who reserve all their rights in law and equity. THE USE OF THE SOFTWARE OR ANY PART OF SMART CREDIT SOLUTIONS LLC, EXCEPT FOR USE OF SMART CREDIT SOLUTIONS LLC AS PERMITTED IN THIS AGREEMENT, IS STRICTLY PROHIBITED AND INFRINGES ON THE INTELLECTUAL PROPERTY RIGHTS OF OTHERS AND MAY SUBJECT YOU TO CIVIL AND CRIMINAL PENALTIES, INCLUDING POSSIBLE MONETARY DAMAGES, FOR COPYRIGHT INFRINGEMENT.

Smart Credit Solutions, the Smart Credit Coaching snd Smart Credit University logo, other Flyy Credit trademarks, service marks, graphics, and logos used in connection with Smart Credit Solutions LLC are trademarks or registered trademarks of Smart Credit Solutions Services in the U.S. and/or other countries. Other trademarks, service marks, graphics, and logos used in connection with Smart Credit Solutions Services may be the trademarks of their respective owners. You are granted no right or license with respect to any of the aforesaid trademarks and any use of such trademarks.

Customer Service:

If you have questions or comments regarding Smart Credit Solutions LLC products, please email us at [email protected] or call 888 708-9171.