Resources – Smart Credit Coaching

[email protected]

M-F 9am-5pm CST

debt management

Your Ultimate Guide to Buying a Car in a Tariff-Driven Economy

Yesterday, my client showed up to our check-in grinning like he just won the lottery. “I finally did it,” he said. “I bought the car!” Now, he is no stranger to waiting for the perfect…

More Resources

Credit repair

Business Credit

CREDIT CARDS

DEBT MANAGEMENT

How Artificial Intelligence Will Affect Your Credit Scores

How Artificial Intelligence Will Affect Your Credit Scores

But, did you know Artificial intelligence (AI) is increasingly being used in the financial industry to assess creditworthiness and assign…

5 Ways to Make Lenders Fall in Love With Your Credit Profile

Love stories are about the best thing that’s ever happened to humanity. ❤️ They make us feel warm and fuzzy,…

How A Single Mom of Two Went From 545 Credit Score to Buying Her First Home in Less than a Year

How A Single Mom of Two Went From 545 Credit Score to Buying Her First Home in Less than a Year

Look, there is nothing fun about having bad credit. But, close to 20% of Americans have a subprime credit score…

What Are The Different Credit Scoring Models

What Are The Different Credit Scoring Models

If you’ve been researching how to increase your credit scores, you may have come across several different types of scoring…

4 Mistakes That Are Hurting Your Credit Score

4 Mistakes That Are Hurting Your Credit Score

If you’re trying to build your credit score, you might be wondering whether you’re making any crucial mistakes. Building a…

Do It Yourself Credit Repair Mistakes to Avoid

Do It Yourself Credit Repair Mistakes to Avoid

Do-it-yourself credit repair isn’t impossible, but it’s more complicated than people may realize. Without detailed knowledge of how credit works,…

5 Reasons You Need to Repair Your Credit

5 Reasons You Need to Repair Your Credit

FACT: 90% of banks use credit scores to make lending decisions. Having a low credit rating can cost you big…

Four Things You Must Do If You Want to Fix Your Credit

Four Things You Must Do If You Want to Fix Your Credit

What if there was a way to delete bad credit and completely turn your financial life around?I’m sure you’ve heard…

Three Benefits You’re Missing Out On if You Don’t Have Good Credit

Three Benefits You’re Missing Out On if You Don’t Have Good Credit

Got bad credit? Here’s some much-needed truth for you: If your credit score is below 680, you’re missing out. That’s…

Three Ways to Boost Your Credit Score Instantly

Three Ways to Boost Your Credit Score Instantly

If you’re looking to buy a house or car, raising your credit score can dramatically improve the terms of the…

What You Must Know Before Choosing Bankruptcy vs. Credit Repair

What You Must Know Before Choosing Bankruptcy vs. Credit Repair

Listen, we know you’re tired of climbing over mountains of debt, dodging collection calls and missing out on life because…

Jeri Toliver Talks With The Joseph Business School about Credit

Jeri Toliver Talks With The Joseph Business School about Credit

Tune into this interview as Jeri Toliver, CEO of Flyy Credit Solutions, talks credit and credit repair tips that will…

4 signs you're not ready for homeownership

4 signs you're not ready for homeownership

Buying a home is a major life milestone. You could say it’s right up there with landing your dream job…

Rapidly Raise Your Scores With Authorized Tradelines

Rapidly Raise Your Scores With Authorized Tradelines

So, you’re been cleaning up your credit, and you’re trying your hardest to reach that beloved 700+ credit scores so…

6 [VERY] Common Credit Report Errors to Lookout For

6 [VERY] Common Credit Report Errors to Lookout For

You may not know this, but there are 26 possible errors that can show up on your credit reports. And…

Build Credit and Save Money

Build Credit and Save Money

Building an excellent credit score allows you financial flexibility to borrow money, secure rental leases, pay lower insurance premiums, and…

Build Your Credit With Rental Payments

Build Your Credit With Rental Payments

If you’re living in one of America’s 40 million renter households, there’s an easy way for you to quickly and…

How Do Late Payments Affect my Credit Scores?

How Do Late Payments Affect my Credit Scores?

Making a late payment on your major bills (credit card, mortgage or loan) can hurt your credit score significantly. Whether…

How is Your Credit Score Calculated?

How is Your Credit Score Calculated?

How your credit score is calculated Your credit score is calculated using an algorithm based on five factors. The most…

Is Credit Repair a Scam?

Is Credit Repair a Scam?

Not all credit repair companies are created equal. There are dozens of companies out there that promise to scrub your…

The Truth About "No Doc" Loans

business credit

The Truth About "No Doc" Loans

You’ve heard it before haven’t you? “No-doc loans are the cheat code to get $50K in 7 days — with…

What is Business Credit

business credit

What is Business Credit

Business credit isn’t just a fancy term – it’s your company’s financial reputation. Think of it like your personal credit…

SBA Loan For Startups

business credit

SBA Loan For Startups

You’ve poured your heart into your business. Late nights, personal savings, sacrifice after sacrifice. But every time you try to…

7 Reasons You're Getting Denied For Business Credit

business credit

7 Reasons You're Getting Denied For Business Credit

Let’s be real… getting denied for business credit hurts. It’s not just a no. It’s a slap to your confidence,…

5 Profit-Boosting Strategies (and How Business Credit Can Help)

business credit

5 Profit-Boosting Strategies (and How Business Credit Can Help)

If you’re like most business owners, you didn’t start your company just to survive—you started it to grow, thrive, and…

What's a Personal Guarantee (and How To Avoid It)

business credit

What's a Personal Guarantee (and How To Avoid It)

Want to build strong business credit without putting your personal finances on the line? I got you. 😉 Many entrepreneurs…

5 Ways Commingling Business and Personal Finances Can Hurt Your Bottom Line

business credit

5 Ways Commingling Business and Personal Finances Can Hurt Your Bottom Line

In today’s world, many people are choosing to start their own businesses. In fact, 4.4 MILLION new businesses were created…

From Bankruptcy to American Express Gold!

business credit

From Bankruptcy to American Express Gold!

Navigating life after bankruptcy can leave you feeling afraid and unsure of how to tackle the next chapter of your…

What are the 5 C’s of Business Credit?

business credit

What are the 5 C’s of Business Credit?

So you’re trying to get business credit or funding and you’re wondering: “What are these lenders actually looking for?” That’s…

How to get approved for a business loan

business credit

How to get approved for a business loan

When it comes to applying for credit in your business’ name, it’s important to know what to expect before starting…

What is a Paydex Score?

business credit

What is a Paydex Score?

Establishing credit is an essential part of growing your business. When you begin to manage your business’s finances, and especially…

Why Your Business Needs a Dedicated Phone Number

business credit

Why Your Business Needs a Dedicated Phone Number

You’re on vacation with your family and then it happens … a business phone call. You thought an email auto-reply…

How to Get Your Business Credit Scores

business credit

How to Get Your Business Credit Scores

If you’ve been following us for a while, we know that you know why your personal credit score is a…

What is a D-U-N-S Number?

business credit

What is a D-U-N-S Number?

Do you plan on getting financing for your business? If so, how would a supplier, vendor, bank or lender get…

5 Simple Steps to Establish Business Credit

business credit

5 Simple Steps to Establish Business Credit

Why don’t more small business owners establish credit for their businesses? The likely answer is because many don’t know how…

A Quick Way To Start Establishing Business Credit

business credit

A Quick Way To Start Establishing Business Credit

Applying for and getting approved for a business credit card is one of the simplest ways to make purchases on…

5 Ways to Make Lenders Fall in Love With Your Credit Profile

Love stories are about the best thing that’s ever happened to humanity. ❤️ They make us feel warm and fuzzy,…

6 Credit Card Benefits Worth Knowing

6 Credit Card Benefits Worth Knowing

Lately, credit card companies have been doing a better job of being transparent as it relates to the health of…

Top 5 Ways to Save Money This Holiday Season

Top 5 Ways to Save Money This Holiday Season

Decking the halls, gift giving and stuffing our bellies is standard practice for the holiday season. But when you are…

How To Choose The Right Credit Card

How To Choose The Right Credit Card

If you’re looking for a credit card, you might be wondering how to choose the right one, especially if you’re…

Top 5 credit cards for beginners

Top 5 credit cards for beginners

If you’re looking for a credit card, you might be getting overwhelmed with all the choices available to you. A…

4 Mistakes That Are Hurting Your Credit Score

4 Mistakes That Are Hurting Your Credit Score

If you’re trying to build your credit score, you might be wondering whether you’re making any crucial mistakes. Building a…

4 Reasons to Choose Credit Over Cash

4 Reasons to Choose Credit Over Cash

FACT: Cash is king, but credit is power. Let me explain … There’s a whole lot of bad talk about…

Authorize User vs Co-signer

Authorize User vs Co-signer

If you’re looking to help a friend or family member establish good credit, you might be thinking about adding them…

I Got Approved for a Credit Card. Now What?

I Got Approved for a Credit Card. Now What?

So, you just got approved for a credit card. Hurray! You might be wondering, what happens now? Getting a new…

3 Ways to use your credit to reduce your travel fees

3 Ways to use your credit to reduce your travel fees

If you’re traveling for the holidays, you might be wondering whether you should bring your credit cards along for the…

How to Get Approved for Credit Cards Even If You Have Bad Credit

Rebuild your credit

How to Get Approved for Credit Cards Even If You Have Bad Credit

Are you having trouble getting approved for credit cards because your credit isn’t picture-perfect? Well, thanks to the many secured…

Your Ultimate Guide to Buying a Car in a Tariff-Driven Economy

debt management

Your Ultimate Guide to Buying a Car in a Tariff-Driven Economy

Yesterday, my client showed up to our check-in grinning like he just won the lottery. “I finally did it,” he…

Pros and Cons of Refinancing

Pros and Cons of Refinancing

When you’re looking at lowering your cost on a house or car, you’re bound to wonder about the pros and…

What Is a Debt-to-Income Ratio?

What Is a Debt-to-Income Ratio?

If you’re trying to buy a house, you might have come across the term, “debt-to-income ratio.” The term can be…

How to Pay off Debt the Smart Way

How to Pay off Debt the Smart Way

Debt isn’t always a bad thing but having a lot of it can be burdensome and it can hurt your…

8 Steps to Becoming Debt Free

8 Steps to Becoming Debt Free

Being in debt feels terrible. It will keep you from reaching your financial goals, and it can be a source…

Helping you gain better credit, better opportunities, and a better lifestyle.

Useful Links

Contact Us

5203 Juan Tabo Blvd STE 2B

Albuquerque New Mexico 87111

---------------

Hours: Mon-Fri 9am-5pm Central

Phone: (888) 844-8833

Email: [email protected]

More Links

Terms & Conditions

We Value Your Privacy and Do Not Share Your Personal Information

© Copyright 2024 Smart Credit Solutions. All Rights Reserved.