Get Matched With A Smart Credit Certified™ Consultant
Start with a free call with an advisor to discuss your goals, your challenges, and the best path forward. We’ll match you with the consultant who’s best equipped to help you improve your credit, get funding, and reach your financial goals.
Trusted by thousands of families, founders, and first-time homebuyers nationwide.
No guesswork. No overwhelm. Just clear, expert guidance at every step.
A Smart Credit Certified Consultant Can Help You
Develop a Financial Strategy
Get a personalized roadmap to improve your credit and unlock more funding opportunities.
Repair & Rebuild Your Credit
Fix what’s holding you back and rebuild your credit the right way.
Manage &
Pay Off Debt
Reduce your balances, lower stress, and take back control of your money.
Establish Business Credit & Secure Capital
Build a strong business credit profile, increase your borrowing power, and position your company to access the capital it deserves.
Stay On
Track
Avoid setbacks and keep making progress with a Smart Credit plan you can follow.
Reach Your
Financial Goals
Build the financial foundation you need to save more, invest more, and never have to worry about money again.
The Problem We're Solving
The Hidden Credit Cycle Keeping People Stuck
FIX
Dispute Sent
APPROVAL
Loan approved
RELAPSE
Old habits return
REPEAT
New fees charged
Smart Credit Consultants are trained to break this cycle permanently.
What Is a Smart Credit Certified Consultant?
These are not “credit repair agents.” They are trained financial strategists certified in the Smart Credit Method™
The Smart Credit Method is delivered through our network of Smart Credit Certified Consultants.
Each consultant is rigorously trained in credit repair & restoration, debt management, credit card rewards, business credit, and funding readiness.
These are not random “credit repair agents.” They are certified professionals that have:
The Framework
The SMART Credit Method™
A structured, proven pathway from financial confusion to lasting clarity, stability, and growth.
S
Strategic Vision
Define your goals, identify your challenges, and build the foundation every other step depends on.
M
Measure Financial Health
Credit reports, DTI, net worth, cash flow — a complete snapshot of your true financial picture.
A
Audit & Align for Fundability
Identify gaps between where you are and where lenders need you to be
R
Roadmap Development
Build 3 clear, prioritized goals with measurable milestones
T
Transform Through Execution
Implement your roadmap, and build sustainable financial habits that compound over time
Why Our Smart Credit Method Works
Here’s why most people struggle with credit — and why our method works.
Over the last decade in this business, we've discovered most done-for-you and DIY credit and funding programs fail because:
The Smart Credit Method™ is used by every Smart Credit Certified Consultant to deliver predictable, repeatable results... no matter where you’re starting from.
Who We Help
If you’re ready for more stability, more opportunities, and more peace of mind — you’re in the right place.
How It Works
Book Your Free Call
Speak with a Smart Credit Advisor
Get matched with the right Smart Credit Certified Consultant
Client Success Stories
"I'm setting myself up for success..."
"Helped make sure I'm setting myself up for success... With this knowledge I won't make major mistakes with my businesses credit and be able to have steady growth."
Joyce
"My credit score was 510 and now it’s 690."
"Cynthia politely gave me some food for thought on how to get back on my feet... My credit score was 510 and now it’s 690. There’s still work to do but the hard part is over."
Debbie W.
"A 26 point credit improvement"
"Life before Smart Credit was a struggle; surgeries caused some credit problems. I have had a 26 point credit improvement as of the date of my first coaching call! I’m on my way!"
Christy B.
" My credit score has risen 23 points in 30 days!"
"Best credit repair company i have tried a lot of them but with this one they are true and honest my score was in the 500 last month and it have risen 23 points in 30 days!"
Sandra F.
"I would recommend this to friends and family.""
"Many times we don't execute on our ideas because we don't have a plan or we do not know where to start. Definitely helped me with this. I would recommend this to friends and family."
Sarah M.
"I applied for a $2,500 credit card and was approved."
"I applied for a $2,500 credit card and was approved. To some that may not be a big deal... For me to be approved was music to my ears.
Dr. Virginia L.
"American Express with a $18,000 limit"
"...facilitated my successful application for a business line of credit with American Express with a $18,000 limit."
Michelle B.
"A Platinum Amex Credit card with no spending limit"
" was amazed that after applying the steps I got approved for my first business credit card. A platinum Amex Credit card with no spending limit...!"
Carissa D.
"Over $20k in business credit and 3 cars with no PG."
"I was able to get over $20k in business credit and I also have 3 cars in my business name with no PG.. I thought that was amazing. WOOOHOOOO!"
Monique U.
Ready to Work With
a Smart Credit Certified Consultant?
Click the button below to get next steps for getting the credit you deserve.
Frequently Asked Questions
How does the Smart Credit Certification work?
Smart Credit Certified™ Consultants complete a multi-course training pathway covering personal credit, business credit, funding strategy, debt management, and the Smart Credit Ascension Method™.
They must pass a comprehensive certification exam, demonstrate competency through practical assessments, and commit to Smart Credit’s ethical and service standards.
Certification is renewed annually based on continuing education, client outcomes, and performance.
How are consultants vetted?
Every consultant undergoes a thorough vetting process that includes:
- Background and identity verification
- Completion of all Smart Credit training modules
- Passing the official certification exam
- Performance reviews
- Ongoing client feedback monitoring
- Quarterly education requirements
- Only consultants who meet our standards for professionalism, accuracy, and client care are listed in our directory.
Are consultants employees or independent?
Smart Credit Certified™ Consultants are independent professionals, not employees.
Each consultant operates their own practice but is trained, certified, and supported by Smart Credit Solutions to ensure consistent quality, standards, and client experience.
How do I verify someone is certified?
Smart Credit Certified™ Consultants are listed in our private internal directory.
To verify a consultant’s certification status, simply contact Smart Credit Support at [email protected], or schedule a free call with an advisor.
Only consultants confirmed through our internal system are actively certified and authorized to work with clients.
Why am I matched with a consultant instead of selecting one myself?
Most clients don’t know which consultant is best for their situation, so we do that work for you. After your free call, we match you with the consultant who specializes in your goals — whether that’s credit repair, funding readiness, business credit, debt management, or a mix. This ensures you get the right expert from day one.
What if I want to switch consultants?
No problem — your satisfaction is what matters most. If you feel another consultant may be a better fit, simply contact Smart Credit Support and we’ll match you with the consultant best suited to your goals at no additional cost.
How much does a consultant cost?
Your first step is a free introductory call with a Smart Credit Advisor.
From there, clients typically secure a Strategy Session with their matched consultant, which includes a personalized 60-minute plan and review.
Program costs vary depending on your goals and the level of support you need. Your advisor will walk you through all options during your call.
Want to Become a Smart Credit Certified Consultant?
Build a 6-figure credit consulting business using our proven systems, tools, and certification program.
Helping you gain better credit, better opportunities, and a better lifestyle.
Useful Links
Contact Us
5203 Juan Tabo Blvd STE 2B
Albuquerque New Mexico 87111
---------------
Hours: Mon-Fri 9am-5pm Central
Phone: (888) 844-8833
Email: [email protected]
More Links
© Copyright 2025 Smart Credit Solutions. All Rights Reserved.