Are You Lying About Your Spending?
FACT: 80% of spouses hide their finances from their partners and 20% have a secret credit card they use to fuel their spending, according to CESI Debt Solutions, a non-profit
Jeri Toliver
Jeri Toliver is a financial educator, entrepreneur, and CEO of Smart Credit Solutions. As a single mom, she transformed her life by overcoming bad credit, building a credit education platform, and traveling the world with her family—all while empowering others to take control of their credit and finances. With over a decade of experience, Jeri is passionate about helping individuals and small business owners achieve financial freedom through education, strategy, and inspiration.
5 Reasons You Need to Repair Your Credit
FACT: 90% of banks use credit scores to make lending decisions. Having a low credit rating can cost you big money over the long haul. If you’re wondering whether you should work
Four Things You Must Do If You Want to Fix Your Credit
What if there was a way to delete bad credit and completely turn your financial life around?I’m sure you’ve heard about people going from a miserable score of 545 all
Three Benefits You’re Missing Out On if You Don’t Have Good Credit
Got bad credit? Here’s some much-needed truth for you: If your credit score is below 680, you’re missing out. That's obvious, right? Well, hear me out... You see, bad credit affects everything from
Authorize User vs Co-signer
If you’re looking to help a friend or family member establish good credit, you might be thinking about adding them as an authorized user or even co-signing a loan for them. Now,
I Got Approved for a Credit Card. Now What?
So, you just got approved for a credit card. Hurray! You might be wondering, what happens now? Getting a new credit card may look straightforward, but there are several things you’ll
How To Stop Living Paycheck to Paycheck
Did you know that approximately 78% of people are living paycheck-to-paycheck, according to a Careerbuilder survey? Are you one of them? I used to be. I grew up in poverty on the
3 Ways to use your credit to reduce your travel fees
If you’re traveling for the holidays, you might be wondering whether you should bring your credit cards along for the ride. After all, they come in handy for purchases, and filling your wallet
Three Ways to Boost Your Credit Score Instantly
If you’re looking to buy a house or car, raising your credit score can dramatically improve the terms of the loan. With a higher credit score, you may be able to get