Your Ultimate Guide to Buying a Car in a Tariff-Driven Economy
Yesterday, my client showed up to our check-in grinning like he just won the lottery. “I finally did it,” he said. “I bought the car!” Now, he is no stranger to waiting
Jeri Toliver
Jeri Toliver is a financial educator, entrepreneur, and CEO of Smart Credit Solutions. As a single mom, she transformed her life by overcoming bad credit, building a credit education platform, and traveling the world with her family—all while empowering others to take control of their credit and finances. With over a decade of experience, Jeri is passionate about helping individuals and small business owners achieve financial freedom through education, strategy, and inspiration.
The Truth About “No Doc” Loans
You've heard it before haven't you?“No-doc loans are the cheat code to get $50K in 7 days -- with NO credit check and NO paperwork.”When you're on one of those
What is Business Credit
Business credit isn't just a fancy term – it's your company's financial reputation. Think of it like your personal credit score, but for your business. It's what lenders, suppliers, and
SBA Loan For Startups
You’ve poured your heart into your business. Late nights, personal savings, sacrifice after sacrifice.But every time you try to get a loan to grow what you’ve built? Another rejection. 😩Your
7 Reasons You’re Getting Denied For Business Credit
Let’s be real... getting denied for business credit hurts.It’s not just a no. It’s a slap to your confidence, a shot to your momentum, and for some of us? It
5 Profit-Boosting Strategies (and How Business Credit Can Help)
If you’re like most business owners, you didn’t start your company just to survive—you started it to grow, thrive, and actually make money.But here's the truth most people won’t say
What’s a Personal Guarantee (and How To Avoid It)
Want to build strong business credit without putting your personal finances on the line? I got you. 😉Many entrepreneurs face the hurdle of personal guarantees when seeking credit for their
5 Ways Commingling Business and Personal Finances Can Hurt Your Bottom Line
In today's world, many people are choosing to start their own businesses. In fact, 4.4 MILLION new businesses were created in 2020 during Covid. The highest record ever in American
How Artificial Intelligence Will Affect Your Credit Scores
But, did you know Artificial intelligence (AI) is increasingly being used in the financial industry to assess creditworthiness and assign credit scores to individuals?