If you’re like most business owners, you didn’t start your company just to survive—you started it to grow, thrive, and actually make money.

But here's the truth most people won’t say out loud:

Scaling a business takes cash.

Hiring help takes cash.

Launching new offers, improving systems, marketing? You guessed it -- cash.

The good news?

You don’t always have to use your own.

If you're ready to stop bootstrapping everything from your personal finances, here are 5 profit-boosting strategies that can dramatically grow your business—and how business credit can help you pull it off without breaking the bank.

Scale with Smart Hiring

You are the visionary, not the whole team.

Hiring the right people can 10x your productivity and give you back your time to focus on what really drives profit.

Think:

  • Marketing experts who grow your reach while you sleep
  • Sales pros who close the deals for you
  • Customer success staff who keep your clients happy (and coming back)

When I hired my first team member, I freed up 40 hours a week..

...THEN, reinvested that time into sales and strategy. My revenue doubled within months.

How Business Credit Helps:

Use a business line of credit to bring on talent now, without draining your cash. Let your new hire generate revenue before the bill even hits.

Go Digital (and Get Paid While You Sleep)

Digital tools help you automate, scale, and sell to more people...without more hustle. Here’s how to digitize your profits:

  • Build a lead-generating website
  • Set up an automated email funnel
  • Run Facebook/TikTok ads to drive traffic
  • Sell products or services through an online platform

How Business Credit Helps:

Use business credit cards to invest in web design, CRM systems, email software, or paid ads (and earn rewards while doing it 🤑).

Host Profitable Events Without the Financial Stress

From virtual webinars to local mixers, events create buzz, build trust, and drive conversions.

Try:

  • A product launch webinar with a live demo + special offer
  • A workshop that positions you as the go-to expert
  • A networking mixer to build partnerships and referrals

How Business Credit Helps:

Use a business credit card or line of credit to cover venue costs, software (like Zoom Pro), promo materials, and catering...then recoup it through ticket sales or offers made at the event.

Maximize Repeat Revenue with Loyalty

Here’s a secret: You don’t need more customers, you need the right ones to come back again and again. Boost customer retention with:

  • Points or VIP rewards for frequent purchases
  • Exclusive member-only discounts or offers
  • A weekly email that builds connection, not just clicks

How Business Credit Helps:

Use your card to fund loyalty rewards (gift cards, merch, bonus products, etc.)

Build Recurring Revenue You Can Count On

Subscription models stabilize your cash flow and deepen customer commitment.

Offer:

  • A monthly membership with exclusive content or tools
  • A recurring service (like coaching or digital product bundles)
  • Subscription boxes tailored to your audience’s needs

How Business Credit Helps:

Use business credit to cover the upfront investment like software, packaging, branding, or bulk inventory so you can scale fast without waiting on cash flow.

Bottom Line:

Scaling takes money, but it doesn’t have to take yours!

The best-kept secret of fast-growing businesses?

They leverage business credit to grow strategically and profitably, without drowning in personal debt.

Want to Learn How to Do This?

Take our 2-minute Fundable Quiz and discover what’s standing between you and the funding your business deserves.
You’ll walk away knowing your fundability score, your biggest gaps, and how to fix it.

👉🏾 [Take the Fundable Quiz Now] and start building a business lenders say “YES” to.


Jeri Toliver
Jeri Toliver

Jeri Toliver is a financial educator, entrepreneur, and CEO of Smart Credit Solutions. As a single mom, she transformed her life by overcoming bad credit, building a credit education platform, and traveling the world with her family—all while empowering others to take control of their credit and finances. With over a decade of experience, Jeri is passionate about helping individuals and small business owners achieve financial freedom through education, strategy, and inspiration.